Greenblatt Agulnick -AskSteven- property damage insurance claim insurance, bad-faith lawyer, property damage, negligence

ASK STEVE – Why did my insurance company say no?

Q: What are the most common reasons why an insurance company would deny a property damage insurance claim?   A: Insurance companies deny property damage insurance claims for a variety of reasons. Some policies only cover certain types of losses. These are called named peril policies. For example, basic named peril policies may not cover … Continued

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Why is a mortgage contingency recommended when buying a home?

Thinking back to a time in the early-mid 2000s credit was EASY to obtain, cash was flying around  and it was common for homebuyers to skip mortgage contingencies. The crash of 2008 famously led to a flurry of lawsuits during the economic downturn, when buyers found they could no longer finance apartments they’d signed contracts to … Continued

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Zigel v. US Underwriters Insurance

Insurance Company denied a claim arising from burglars entering a commercial property, breaking the walls and stealing copper piping from the walls. The burglars caused significant damage as a result of the breaking of the walls. Insurance company’s denial alleged that the destruction of the walls was the result of theft as such was not … Continued

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Kwon v. Tower

Following a severe windstorm, the roof of the insured’s commercial building sustained property damage which resulted in water damage to the interior. The insured’s claim was denied based upon no alleged evidence of windstorm damage. After being retained, Greenblatt Agulnick, successfully reopened the claim and through the use of photographic evidence and expert reports settled … Continued

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Step by Step Center v. Pool Company & Philadelphia Insurance

Immediately following the start up of a new swimming pool filtration system at a school facility a muriatic acid leak occurred which was not immediately addressed by the pool company, despite numerous complaints of acid smell. The acid quickly corroded A/C and HVAC systems, along with electrical components. Insurer denied the claim citing pollutant exclusions. … Continued

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